Who We Are?
Our Mission
CashCrunch offers short-term funding for operational needs ranging from 3 to 12 months. Clients typically utilize our funding to finance temporary cash flow shortages, invest in new equipment, or purchase time-sensitive inventory. Our funding is available to small and medium-sized businesses across all industries nationwide, provided they have at least 6 months of operating history and generate a minimum of $10,000 in monthly revenue. Our online application is simple, and with just 4 months of bank statements, we can provide an offer in as little as 4 hours.
CashCrunch primarily provides working capital funding through a merchant cash advance, which involves purchasing future receivables at a discounted rate.
As a private funding provider, CashCrunch invests in projects that institutional banks may reject or take months to complete. We view our relationship with our merchants as a partnership throughout the funding duration. Unlike a broker, we are committed to supporting every investment from beginning to end.
Our Core Business Advantage
CashCrunch streamlines the application and screening processes to provide business owners with fast access to working capital. This can help your business propel forward and stay on track.
In contrast to traditional bank lenders, CashCrunch takes a different approach to credit history. Instead of looking back six years for a late payment, we focus on the recent work history of your company. This relevant information influences our funding decisions. Additionally, because merchant cash advances provide business owners with the necessary cash for daily operations, you can use the funds in a way that will best impact your company.
A significant benefit of merchant cash advances for small to medium-sized companies is the repayment schedule. Unlike traditional loans, merchant cash advances are repaid based on your sales, which provides repayment flexibility to you as the business owner.
CashCrunch also provides you with a partnership for the entire duration of your merchant cash advance process. We stand behind you from start to finish, ensuring that you have the support you need to succeed.
If you’re interested in gaining access to capital to keep your business running and expanding to take advantage of increasing demand, consider a merchant cash advance with CashCrunch. Say goodbye to long waits for paperwork approval and hello to the benefits of fast decisions, flexible payments, and the opportunities that come with available working capital.
Giving Merchants a Second Chance
CashCrunch, as a provider of Merchant Cash Advances, places less emphasis on the credit history of small businesses and instead focuses more on their recent and current path. We recognize that economic struggles are a part of every business journey, and we understand that late payments from a few years ago should not automatically disqualify you from receiving an MCA.
Capital for Seasonal Operations
For businesses that rely on seasonal fluctuations, having a consistent cash flow can be a challenge. At CashCrunch, we understand that your cash flow may ebb and flow at different rates than more traditional businesses. That’s why a Merchant Cash Advance might be the perfect solution to infuse some extra cash into your business just before your busy season starts.
Freedom
With a Merchant Cash Advance from CashCrunch, you not only enjoy faster approval and cash access, but you also get the freedom of choice. Traditional loans often require detailed explanations of how the money will be spent and from which vendors you will access the products or services. However, with an MCA, you have the flexibility to choose how best to use the capital to improve your business.